Loan Against Property
Leverage your property assets to secure high-value financing for business expansion or personal needs
High Loan Amount
Get up to 60-70% of your property's market value as loan
Lower Interest
Competitive interest rates compared to unsecured loans
Flexible Tenure
Extended repayment periods up to 15-20 years
About Loan Against Property
Loan Against Property (LAP) is a secured loan facility where you can mortgage your residential or commercial property to obtain substantial funds. This is an ideal solution for business owners, entrepreneurs, and individuals who need significant capital for various purposes.
Whether you need funds for business expansion, working capital, debt consolidation, education, medical expenses, or any other high-value requirement, LAP provides you with the financial flexibility you need while keeping your property ownership intact.
Our LAP solutions are designed with flexible repayment options, competitive interest rates, and minimal documentation requirements. We ensure a smooth and transparent process from application to disbursement.
Key Benefits
Eligibility Criteria
• Indian resident or NRI with property in India
• Age: 21-65 years (at loan maturity)
• Property should be self-owned and clear of any encumbrances
• Stable income source (salaried or self-employed)
• Good credit history and repayment capacity
Loan Details
Required Documents
- •Identity & Address Proof
- •Property Documents (Title Deed, Sale Deed)
- •Income Proof (Salary Slip/ITR/Bank Statements)
- •Property Valuation Report
- •PAN Card & Aadhaar Card