Terms of Use

1. Acceptance of Terms

By accessing and using the website of Gee Cee Advance Finance Private Limited("Company," "we," "our," or "us"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

We are an RBI-registered Non-Banking Financial Company (NBFC) with Registration Number B-11.00070and CIN U67120JK1997PTC001632. Our registered office is located at 45, Transport Nagar, Jammu, Jammu & Kashmir, India 180006, and our corporate office is at 20, Satya Vihar, Lal Kothi, Jaipur 302015, Rajasthan, India.

2. Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms of Use. You agree not to:

• Use the website in any way that violates any applicable law or regulation
• Transmit any malicious code, viruses, or harmful software
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the website or servers
• Copy, modify, or distribute any content without our written permission
• Use automated systems to access the website without authorization
• Impersonate any person or entity or misrepresent your affiliation

3. Financial Services

Our website provides information about our financial products and services, including but not limited to:

• Gold Loans
• Loans Against Property (LAP)
• Personal Loans
• Vehicle Loans
• MSME Loans
• EMI Calculator and other financial tools

All loan products are subject to our credit assessment, eligibility criteria, and approval process. The information provided on our website is for general informational purposes only and does not constitute a loan offer or commitment.

4. Loan Application Process

When you apply for a loan through our website or other channels:

• You must provide accurate, complete, and truthful information
• You authorize us to verify the information provided through credit bureaus and other sources
• Loan approval is subject to our credit assessment and risk evaluation
• We reserve the right to reject any application without providing reasons
• All loan terms, including interest rates, are subject to change and final confirmation
• You must comply with all documentation requirements as specified

5. Intellectual Property

All content on this website, including text, graphics, logos, images, software, and design, is the property of Gee Cee Advance Finance Private Limited or its licensors and is protected by Indian copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

6. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• The website will be uninterrupted, secure, or error-free
• Any defects or errors will be corrected
• The website is free of viruses or other harmful components
• The information provided is accurate, complete, or current

7. Limitation of Liability

To the maximum extent permitted by law, Gee Cee Advance Finance Private Limited, its directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services, including but not limited to:

• Loss of profits, data, or business opportunities
• Errors or omissions in website content
• Unauthorized access to or alteration of your data
• Delays or failures in service delivery

8. Indemnification

You agree to indemnify, defend, and hold harmless Gee Cee Advance Finance Private Limited, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the website or services
• Your violation of these Terms of Use
• Your violation of any rights of third parties
• Any false or misleading information provided by you

9. Links to Third-Party Websites

Our website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party websites. Your use of such websites is at your own risk.

10. Regulatory Compliance

All our services are provided in compliance with applicable laws and regulations, including:

• Reserve Bank of India (RBI) guidelines and regulations
• Digital Personal Data Protection Act, 2023
• Income Tax Act and related regulations
• Prevention of Money Laundering Act (PMLA)
• Other applicable Indian financial and data protection laws

11. Modification of Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on our website. Your continued use of the website after such modifications constitutes acceptance of the updated terms. We encourage you to review these terms periodically.

12. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of India. Any disputes arising from or relating to these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts in Jaipur, Rajasthan, India.

13. Severability

If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact Information

For questions or concerns regarding these Terms of Use, please contact us:

15. Important Notice